FIXED DEPOSIT

CRISIL RATING

Credit ratings by agencies can help you make smarter investment choices in such cases. CRISIL is one such global analytical company that provides ratings, research, along with risk and policy advisory services. It is India’s first credit rating agency, which has pioneered the concept of credit rating in the nation.

Bajaj Finance Fixed Deposits have a FAAA/Stable rating from CRISIL, which indicates the highest safety and lowest investment risk. 

Bajaj Finance FD’s also have a rating of MAAA (stable) from ICRA, which is another reason to invest in them.

MEANING OF CRISIL RATING

NM Not Meaningful

FD Default

FC High risk

FB Inadequate safety

FA Adequate Safety

FAA High Safety

FAAA Highest Safety

INTEREST RATES

When you invest in fixed deposits, you invest a principal amount at a fixed interest rate. You can then, gain interest on your deposits, which accrues and grows over time. Higher FD rates can enable you to gain a higher maturity amount, which is why you must choose lenders offering the highest interest rates in India.Bajaj Finance Fixed Deposit offers one of the highest interest rates in India, along with high safety ratings that ensure that your principal amount remain safe.

• Rate benefits basis customer category (w.e.f. 08 May 2019):
  + 0.35% for senior citizens
  + 0.25% for Bajaj Group employees, Bajaj Finance Ltd customers
  and Bajaj Allianz Life Insurance existing policyholders
• Renewal:
  +0.10% over and above the rate of interest at which the deposit is booked
• Cumulative FD vs Non-cumulative FD:
  Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).
  For updated rates kindly call to your Investment Manager.

Investment goals